I have just finished reading the book by Charles Capps "Releasing the Ability of God." I was particularly impressed by the chapter on "Keys to Answered Prayer." I strongly encourage to get a hold of this book. It is a small booklet size of 160 pages and easy to quickly read but has some important insights to ponder at length.
He reminds us that prayer is not telling God the problem but that whatever you desire is what you should pray not the problem. He gives this example of a prayer in which you have a financial need:
"Father in the name of Jesus your word says that You will supply all my need according to Your riches in glory by Christ Jesus. Your word says that whatsoever things I desire when I pray to be believe that I receive them . Therefore I believe that my needs are supplied according to Your riches in glory by Christ Jesus.
I have given; therefore, it is given to me - good measure, pressed down shaken together and running over. I have abundance and there is no lack. I sow bountifully; therefore I reap bountifully. Father you make all grace abound toward me and I, having all sufficiency in all things, do abound to every good work. For the Lord is my Shepherd and I do not want."
You are reminded to pray the word because the Word of God is the answer - it works!